Church Commissioners Written Questions: Finance, Parish Voices, Church Buildings Upkeep, and the Independent Safeguarding Board

On 25th July 2023, Andrew Selous MP, representing the Church Commissioners, gave the following written answers to questions from MPs:

Church of England: Finance

Rachael Maskell MP (Lab, York Central): To ask the Member for South West Bedfordshire, representing the Church Commissioners, what discussions the Church Commissioners have had with stakeholders on (a) their spending priorities and (b) how these align with the mission of the church.

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Bishop of St Albans asks about financial literacy in schools

The Bishop of St Albans asked a question on government efforts to promote financial literacy in schools on 20th April 2023:

The Lord Bishop of St Albans: To ask His Majesty’s Government what steps they are taking to promote financial literacy in schools.

Baroness Barran (Con): My Lords, we work closely with the Money and Pensions Service and the Treasury to support the effective teaching of financial education in schools. The Money and Pensions Service has published financial education guidance for primary and secondary schools and we will deliver webinars for schools in due course. Our national network of 40 maths hubs also supports schools to improve their mathematics teaching, including financial content in the mathematics curriculum, based on best practice from east Asia.

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Financial Services and Markets Bill: Bishop of St Albans highlights issues in rural communities

The Bishop of St Albans spoke during the debate on the Financial Services and Markets Bill on Tuesday 7th March 2023, raising concerns on access to cash and the lack of digital connectivity in rural communities, and the impact on businesses and individuals:

The Lord Bishop of St Albans: My Lords, I will not detain the Committee for very long but perhaps I could say one or two things. Briefly, I come at this by thinking about rural sustainability and rural business. I declare my interest as president of the Rural Coalition.

Before I say anything on that, a month ago I had my wallet stolen on my way into Parliament and I learned a lesson: do not keep all your cards in your wallet but have some different ones. I was, to use a theological term, absolutely stuffed that morning. Fortunately, I had a member of staff at home. I went back and cancelled the cards then phoned up my bank, which said, “Yes, come up—we can give you some cash”. When I got up there, I was told, “No, the system’s got it wrong and we aren’t able to give you cash here”. I then had to get someone to take me six miles to get some cash. When I eventually got into London for some meetings, I went to four places before I could find somewhere to buy lunch because I had only cash. This is actually quite a complex thing.

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Bishop of St Albans asks about right-of-access to cash

The Bishop of St Albans received the following written answer on 23rd January 2023:

The Lord Bishop of St Albans asked His Majesty’s Government:

  • what steps they are taking to tackle the increased cost to people in deprived areas caused by the prevalence of pay-to-use cash machines in these areas.
  • whether they intend to introduce a statutory right to pay for goods and services in cash; and if so, whether this would be subject to financial limits.
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Bishop of Durham asks about government records and assessment of debts and credit use

The Bishop of Durham received the following written answer on 21st December 2022:

The Lord Bishop of Durham asked His Majesty’s Government what records they keep of the rate of (1) credit use, and (2) problem debt; and what assessment they have made of the effects of these on the UK population.

Lord Harlech (Con): The Government monitors the rate of credit use and problem debt by working closely with the Money and Pensions Service (MaPS) and the Financial Conduct Authority (FCA), as well as by engaging with the debt advice sector and other relevant stakeholders on their research and findings.

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Bishop of St Albans asks about access to cash in rural areas

The Bishop of St Albans received the following written answer on 21st December 2022:

The Lord Bishop of St Albans asked His Majesty’s Government:

  • what steps they are taking to ensure that cash access remains viable in the most remote parts of the UK.
  • further to the introduction of shared banking hubs in larger towns in the UK, what assessment they have made of level of cash access those in the most rural areas can expect to have in the future.
  • what steps they are taking to support people who rely solely on cash to (1) access cash, and (2) access digital banking alternatives to cash.

Lord Harlech (Con): The government recognises that while the transition towards digital banking and payments brings many opportunities, cash continues to be used by millions of people across the UK, including those who may be in vulnerable groups.

The government is currently taking legislation to protect access to cash across the UK through Parliament as part of the Financial Services and Markets Bill 2022. The legislation will establish the Financial Conduct Authority (FCA) as the lead regulator for access to cash with responsibility and powers to seek to ensure reasonable provision of withdrawal and deposit facilities.

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Bishop of Durham asks about improving access to budgeting loans

The Bishop of Durham received the following written answer on 21st December 2022:

The Lord Bishop of Durham asked His Majesty’s Government what steps they are taking to reduce (1) the waiting time for, and (2) the size of the loans available through, the Department for Work and Pensions and the Department for Levelling Up, Housing and Communities’ budgeting loans scheme.

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Bishop of Durham asks about Help to Save scheme

The Bishop of Durham received the following written answer on 19th December 2022:

The Lord Bishop of Durham asked His Majesty’s Government what assessment they have made of the potential impact of expanding the Help to Save scheme to all Universal Credit claimants and broadening points of access to include credit unions and other providers of low-cost credit.

Lord Harlech (Con): Help to Save aims to support individuals to kickstart a regular, long-term savings habit and build a rainy-day savings fund by providing a generous government bonus on savings over four years.

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Bishop of Durham asks about regulation of online credit offers

The Bishop of Durham received the following written answer on 15th December 2022:

The Lord Bishop of Durham asked His Majesty’s Government whether they have any plans to increase regulation for unregulated digital Buy-Now-Pay-Later products; and if so, when they intend to introduce such measures.

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Church Commissioners Written Questions: Church of England Assets and Finances

On 20th October 2021, Andrew Selous MP, representing the Church Commissioners, gave the following written answers to questions from an MP:

Kerry McCarthy MP (Lab, Bristol East): To ask the Member for South West Bedfordshire, representing the Church Commissioners, how much has been paid in (a) tax rebates, including of VAT on repairs and (b) Gift Aid to Church of England bodies including (i) dioceses, (ii) parochial church councils, (iii) cathedrals, (iv) the Church Commissioners and (v) the Churches Conservation Trust in each of the last five years.

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