On 24th October 2013, the Bishop of Derby, the Rt Revd Alastair Redfern, received an answer to a written question on the development of credit unions.
The Lord Bishop of Derby: To ask Her Majesty’s Government what steps they are taking to support credit unions as viable alternatives to payday lenders and other providers of high cost credit.
The Parliamentary Under-Secretary of State, Department for Work and Pensions (Lord Freud): While the majority of credit unions are not providing direct competition to payday lenders, credit unions are increasingly helping members who have become trapped with payday loans, offering them a way to consolidate and escape from the high interest rates, spreading out their debts over a longer, more affordable period.
Government has committed investment of up to £38 million in credit unions — to increase access to affordable credit for at least 1 million more people and save consumers up to £1 billion in loan repayments by March 2019.
We are also changing the maximum interest rate credit unions can charge per calendar month from 2% to 3%, coming into force on 1st April 2014.
This will enable credit unions to break even on their smaller, most expensive to issue loans, and to become more stable over the long term. This will give low income consumers greater access to reliable, affordable credit, without having to resort to more expensive means, such as home credit or payday lenders.
On 24th October 2013, the Bishop of Worcester, the Rt Revd John Inge, received answers to three written questions regarding Israeli settlement-based entities, activities and products.
The Lord Bishop of Worcester: To ask Her Majesty’s Government what steps they intend to take to implement the new European Commission guidelines of July 2013 on the funding of Israeli settlement-based entities and activities.
The Senior Minister of State, Department for Communities and Local Government & Foreign and Commonwealth Office (Baroness Warsi) (Con): The EU guidelines on the eligibility of Israeli entities and their activities in the territories occupied by Israel since June 1967 for grants, prizes and financial instruments, were prepared to implement the commitment made by EU Foreign Ministers in December 2012 to make a distinction in relevant EU programmes and agreements between the State of Israel and Israeli settlements in the Occupied Territories. The guidelines themselves apply to EU, rather than individual Member State programmes, and will be implemented by the European Commission. The guidelines are due to be implemented in January 2014.
Continue reading “Bishop of Worcester puts questions to Government on Israeli settlements (Written Answers)”
On 23rd October 2013, Baroness Jenkin of Kennington led a short debate in the House of Lords to ask Her Majesty’s Government what assessment they have made of the United Nations High-level Panel report into the successor agenda to the Millennium Development Goals. The Bishop of Ripon and Leeds, the Rt Revd John Packer, spoke during the debate, calling on the Government to support a post-2015 agenda focused on tackling inequality as well as extreme poverty.
The Lord Bishop of Ripon and Leeds: My Lords, I am grateful to the noble Baroness, Lady Jenkin, and I share the welcome for the high-level panel report. I believe it could be strengthened in two areas. The first area is environmental sustainability. The millennium goals are weak on climate change and the high-level panel report does not make it sufficiently clear that global warming already damages the economies, and therefore the poor, in poorer countries such as Bangladesh. The panel has the laudable aim of eliminating $1.25 a day poverty but that needs to be inextricably linked with a new climate equilibrium, which we are far from attaining. Do Her Majesty’s Government agree that there needs to be a legally binding global climate deal in 2015 in line with the scientific consensus? Continue reading “Bishop of Ripon and Leeds calls for post-2015 agenda to focus on tackling inequality”
“In the wake of the economic debacles following 2008, one of the greatest areas of concern among the public was the apparent lack of change in the financial fortunes of those whom they viewed as being most responsible for the banking crisis.”
On 23rd October 2013, the Bishop of Birmingham, the Rt Revd David Urquhart, spoke during the Committee Stage of the Financial Services (Banking Reform) Bill. He spoke in support of an amendment tabled by Lord Turnbull, to require that banks and other financial institutions abide by a ‘remuneration code’, implemented and enforced by the financial regulator. The amendment, based on a recommendation by the Parliamentary Commission on Banking Standards, was not pressed to a vote during Committee Stage.
The Lord Bishop of Birmingham: My Lords, I rise to speak on behalf of the most reverend Primate the Archbishop of Canterbury. He regrets very much that he cannot be in his seat today, but it is seldom that one has the opportunity to offer Christian baptism to a young couple, particularly when their child is a future heir to the throne of this country. None the less, I know that he, like me, would want to echo the support for these amendments, which have been spoken to by the noble Lords, Lord Turnbull and Lord Eatwell. In a sense, I now regret that I am here doing my duty, because I could not have put it better myself.
In the wake of the economic debacles following 2008, one of the greatest areas of concern among the public was the apparent lack of change in the financial fortunes of those whom they viewed as being most responsible for the banking crisis. As we have heard, the salaries of senior bankers seem to remain high and bonus levels have quickly regained their old levels, while for many ordinary people and ordinary businesses across the country, it has been a matter of tightening the belt and looking very seriously at difficult household and commercial budget decisions. The submission of the Church of England’s Mission and Public Affairs Council to the banking commission said of this disparity between what I am going to talk about as two cultures that it,
“has gravely harmed the public perception of banking”. Continue reading “Bishop of Birmingham supports amendment to Banking Reform Bill”
On 23rd October 2013, Lord Greaves asked Her Majesty’s Government what proposals they have to reduce the level of economic inequality. The Bishop of Ripon and Leeds, the Rt Revd John Packer, asked a supplementary question:
The Lord Bishop of Ripon and Leeds: My Lords, bearing in mind the way in which wealthy pensioners, such as many in this House, are protected against the austerity cuts that other welfare recipients face, will the Government consider how to enable us to begin to bear our share of the burden, whether by taxing or means-testing the winter fuel allowance or otherwise?
Lord Newby: My Lords, one of the commission’s recommendations was that intergenerational equity could be improved if pensioners paid a higher share. That has not been the view that the Government have taken. Particularly given the very high levels of pensioner poverty, against which many noble Lords have campaigned over many years, we have taken the view that the real value of pensions should be protected during this period of fiscal consolidation. However, we accept that there may be more to be done. Indeed, for people who receive payments such as the winter fuel allowance, there are now a number of voluntary schemes under which they can make that payment available via charities so that it can be used for people on low incomes.
On Wednesday 23rd October 2013, James William Scobie, Lord Bishop of Carlisle, was introduced and took the oath, supported by the Bishop of Ripon and Leeds and the Bishop of Birmingham, and signed an undertaking to abide by the Code of Conduct.
Watch the introduction here
“We need transparency for professional lobbying and for political parties but we need transparency, and that is openness, in political debate. We should rejoice that so many charities, faith groups and voluntary groups want to be involved. They are subject to regulation in the political sphere through our tradition of charity Acts. Politics needs this political energy for the common good and all the signals—as we can tell from our e-mail inboxes—are that this source of political energy is being closed down and discouraged at the very time we are wringing our hands because the great public are not interested in political parties, elections or the democratic process.”
On 22nd October 2013, the Bishop of Derby, the Rt Revd Alastair Redfern, took part in the Second Reading debate of the Government’s Transparency of Lobbying, Non-Party Campaigning and Trade Union Administration Bill. In his speech, he asked the Minister to comment on three of the major tests for regulating transparency: the test of influencing electoral outcomes; the test of levels of financial expenditure and the test regarding the constituency as a measure. He expressed concern that as a result of politics becoming professionalised and pragmatic, ordinary people with political instincts were being excluded and the Bill as it stood would further sap political energy. The bishop hoped that there would be a pause and that the Minister would be willing to meet representatives of charities, faith and voluntary groups to look at proper controls and accountability.
The Lord Bishop of Derby: My Lords, I, too, want to comment on Part 2 from the perspective of charities and faith groups and the scoping out of a framework in this debate for further work. I declare an interest as a trustee of Christian Aid and as chair of the governors of the Churches’ Legislation Advisory Service, the secretariat service of which comprises Central Lobby consultants who will have to register under Part 1 of the Bill.
I recognise that the Government are trying hard to listen to concerns about Part 2. Like others, I have been in correspondence with the Leader of the Commons and his team. However, as the noble Baroness, Lady Hayter, and others have said, the Constitution Committee noted:
“The provisions of Part 2 directly affect the fundamental common law right to freedom of political expression”. Continue reading “Bishop of Derby urges caution over ‘sapping of political energy’ in civil society”